Personal vs business

Pick the account type that matches who’s using it. You can switch later, but starting on the right type saves a verification step.

Both account types share the same multi-currency, card, and stablecoin features. The difference is in who’s verified, who can transact, and what controls you get.

Personal account

For individuals, freelancers, contractors, and digital nomads. Verification is on the human; transactions are on the human. You’re the only person who can sign in, hold balances, and move money.

Use a personal account if:

• You’re a single human freelancer or contractor.
• You hold crypto and want a card to spend it.
• You’re a digital nomad who needs banking that works in every country.
• You’re sending money to family across borders.

Business account

For companies, partnerships, DAOs, agencies, e-commerce stores, and crypto-native organizations. Verification is on the entity (KYB) plus its beneficial owners; transactions can be on multiple authorized users with role-based controls.

Use a business account if:

• You’re operating a registered company.
• You have employees or contractors you need to pay.
• You issue invoices in the company’s name.
• You hold treasury that’s separate from any individual.

Business accounts unlock:

• Multi-entity support — up to 20 entities per admin (subsidiaries, holdco, special-purpose vehicles).
• Team roles — admin, finance, viewer, with per-role permissions.
• Corporate cards — unlimited Visa cards with per-employee spending limits.
• Stablecoin payroll — pay your team in USDC across 80+ corridors.
• Treasury — yield on idle funds (Q2 2026), allocation across currencies.

What if I’m a sole trader?

A sole trader is a personal account holder with extra invoicing features. Open a personal account and we’ll surface invoicing tools when you mark yourself as one during onboarding. If you later incorporate, switch to a business account at any time.

Switching from personal to business

Inside your dashboard, Settings → Account type → Switch to business. We’ll guide you through KYB (entity verification) without losing any history or balances. Funds move from your personal vault to your business entity once verification clears.

Pricing

Plan	Monthly	FX	Per-transaction
Personal	$0	Mid-market	Wire/ACH/SEPA tiered
Business	$0	Mid-market	Wire/ACH/SEPA tiered, lower at volume

No opening fees on either plan. No revenue requirements for businesses. Full pricing at glide.co/pricing.

Next

• Identity verification
• Business overview
• Pricing