Send to a bank account
The bank flow on web and mobile starts with the receiving currency.1
Choose the receiving currency
Open Send on web or the bank transfer flow from Pay on mobile. Choose the currency the recipient should receive, then the destination and available payment method when prompted.USD ACH/Fedwire and EUR SEPA are enabled today. Other Noah channels are checked at runtime and offered only when available. A currency listed in the currency directory may have no available payment method for your destination.
2
Choose or add the recipient
Search your saved bank recipients or add a new one. Choose a person or business account holder and enter the bank details requested for that currency and method. See Recipients.
3
Enter the amount
Enter the amount and check the funding source. Wallet-funded bank payouts use USDC in your personal Privy wallet on Polygon. Make sure the required funds are on that network.
4
Review the live quote
Check the recipient, payment method, amount to fund, receiving amount, rate, fees and quote expiry. The quote comes from Noah. If the quote or payment method is unavailable, resolve the error before proceeding.
5
Confirm from your wallet
Explicitly approve the payment with the matching Privy wallet. If the wallet changed or the quote expired, request a new quote. Review any network fee or funding prompt before signing.
6
Track the payment
Check the submitted payment in your activity. Wallet funding and bank settlement are separate stages: a confirmed crypto transfer does not by itself mean the recipient’s bank has been paid.
A quote has an expiry. Delayed confirmation or compliance review can affect the final settlement rate, as disclosed on the review screen. If a submission has an uncertain outcome, check its status before starting another payment.