> ## Documentation Index
> Fetch the complete documentation index at: https://glide-9da73dea.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Send money

> Send to 180 countries via wire, ACH, SEPA, Faster Payments, SWIFT, or stablecoin transfer. See the fee before you confirm.

Glide sends money via traditional banking rails and stablecoin networks. Both run from one screen; pick the rail that's fastest and cheapest for the corridor you need.

## Send to a bank account

<Steps>
  <Step title="Open the send screen">
    From the dashboard, tap **Send → To bank account**.
  </Step>

  <Step title="Pick the recipient">
    Either a saved beneficiary, a new beneficiary, or a phone-book contact. For a new beneficiary, enter their name (matching their bank), account details, and country.
  </Step>

  <Step title="Pick the rail">
    Glide auto-suggests the cheapest rail for the corridor. You can override:

    * **Same-currency local rails** — ACH, SEPA, Faster Payments, FAST, FPS, NPP. Usually under 2 hours, often instant. Lowest fees.
    * **Cross-border SWIFT** — correspondent banking. 1–3 business days typical. Higher fees, intermediary banks may deduct.
    * **Card-to-card** — some corridors only. Real-time, higher fee.
  </Step>

  <Step title="See the quote">
    Before you confirm, you see:

    * The exact fee from Glide.
    * The mid-market FX rate (zero spread from us).
    * The estimated arrival time for the chosen rail.
    * The total amount the recipient will receive.

    No surprise deductions on our side.
  </Step>

  <Step title="Confirm">
    Approve with Face ID, passkey, or your two-factor method. The transfer initiates immediately; you'll get a receipt.
  </Step>
</Steps>

## Send a stablecoin

USDC and USDT can be sent to any external wallet you control or to anyone else's wallet.

<Steps>
  <Step title="Open the send screen">
    Tap **Send → Stablecoin transfer**.
  </Step>

  <Step title="Pick the asset and network">
    Choose USDC or USDT, then the network (Ethereum, Solana, Base, Polygon — full list in [supported networks](/stablecoins/supported-networks)).
  </Step>

  <Step title="Enter the destination address">
    Paste the recipient's wallet address. Glide validates the address checksum and warns if the network looks wrong (e.g., you pasted an Ethereum address but selected Solana).
  </Step>

  <Step title="Review and send">
    See the network gas estimate. Confirm. Once you approve, the transaction broadcasts to the network; the dashboard tracks it through to settlement.
  </Step>
</Steps>

## Glide-to-Glide transfers

Sending to another Glide user? Use **Send → To another Glide account**. Enter their @glide handle, email, or phone number. The transfer is instant, free, and works across any currency.

## Recurring and scheduled transfers

For payroll, rent, or regular subscriptions, set up a recurring transfer:

* Daily, weekly, monthly, or custom cadence.
* Specific days of the month or specific weekdays.
* Auto-pause if your balance is below a threshold (so you don't bounce a transfer).

Find these under **Send → Schedule** for any rail.

## Approval flows for businesses

Business accounts can require multi-party approval for outbound transfers above a threshold. See [Team roles](/business/team-roles).

## Fees

Pricing is published at [glide.co/pricing](https://glide.co/pricing). Highlights:

* Local rails (ACH, SEPA, Faster Payments, etc.) are tiered by amount — small transfers are cheap, larger ones get a slightly higher absolute fee but lower bps.
* SWIFT has a fixed sender fee from Glide; intermediary banks may deduct independently.
* Stablecoin transfers have no Glide fee. You pay the network gas.
* FX is mid-market with zero spread from Glide.

## Next

* [FX](/money/fx)
* [Limits and fees](/money/limits-and-fees)
* [Stablecoin withdrawals](/stablecoins/withdrawals)