> ## Documentation Index
> Fetch the complete documentation index at: https://glide-9da73dea.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# AP agent

> Let Claude or ChatGPT read invoices from QuickBooks Online or Xero and draft vendor payments inside a policy envelope you set.

The AP (accounts payable) agent skill connects Glide to your QuickBooks Online or Xero account, reads pending invoices, and lets a chat agent (Claude Desktop or ChatGPT Apps) draft payments against an allowlisted vendor set. Every payment crosses your envelope check; every payment requires your approval before broadcast.

## Who this is for

* Solo founders running their own AP through QBO or Xero who want a fast pre-screen of pending bills.
* Finance teams who want to give their CEO a "show me what's due, draft the payments, I'll approve" agent.
* Agencies and crypto-native companies paying global contractors via stablecoin.

## What gets installed

When you install the AP agent skill, Glide creates:

* A **scoped sub-vault** with the funding currency you pick (USDC by default, or any fiat balance).
* A **policy envelope** with these defaults:
  * Per-transaction cap: \$2,500
  * Daily cap: \$10,000
  * Counterparty allowlist: your existing QBO/Xero vendor list
  * Step-up: every payment above \$0 requires your approval
* A **partner OAuth binding** to QBO or Xero (you authorize Glide to read invoices on your behalf).
* An **MCP grant** the agent uses to call Glide's payment-proposal tool.

You can override every default at install. The defaults are tuned for solo founders; bump them up for higher-volume use.

## What the agent can do

* **`accounts.list`** — see your AP sub-vault balance.
* **`payments.simulate`** — dry-run a payment to check the fee, the FX rate, and the policy verdict.
* **`payments.initiate`** — propose a payment to a counterparty in the allowlist.
* **`beneficiary.write`** — add a vendor to the allowlist (this triggers a step-up since it changes your policy surface).
* **`audit.stream`** — watch the live audit feed of its own actions.

The agent can **read your QBO/Xero invoices** and **propose payments**. It cannot move money on its own — every payment proposal pauses for your approval until you tap approve in the dashboard or app.

## How a typical flow looks

> **You (in Claude Desktop):** What invoices are due this week?
>
> **Claude:** \[calls QBO read tool] You have 3 invoices due:
>
> * Acme Logistics — \$1,200 — due Wednesday
> * DataDog — \$89 — due Thursday
> * Mailchimp — \$499 — due Friday
>
> **You:** Draft payments for all three.
>
> **Claude:** \[calls payments.simulate for each, then payments.initiate for each]
>
> * Drafted: Acme Logistics \$1,200 to allowlisted vendor — awaiting your approval
> * Drafted: DataDog \$89 to allowlisted vendor — awaiting your approval
> * Drafted: Mailchimp \$499 to allowlisted vendor — awaiting your approval
>
> **You (in Glide app):** Approve all three with Face ID.

The three payments broadcast. Receipts land in your audit feed. The agent confirms back in chat.

## Compliance notes

* The OAuth binding to QBO/Xero is owned by you. Glide doesn't share or relay your QBO credentials anywhere; the binding is a standard partner OAuth grant.
* Every drafted payment runs through Glide's standard sanctions screening on the destination beneficiary. If a vendor is on a sanctions list, the payment is blocked at the policy layer; the agent sees the block, you see the audit row.
* The agent's MCP grant has a 60-minute max TTL. Long sessions auto-refresh through the OAuth refresh flow; if your session is idle for >60 minutes, the agent re-authenticates before the next call.

## What this isn't

* **Not autonomous.** The agent never broadcasts a payment without your explicit approval.
* **Not a replacement for your accountant.** This is a pre-screen tool that reduces clicks; it's not a final review.
* **Not unlimited scope.** The agent only sees the AP sub-vault and the QBO vendor list. It can't reach the rest of your Glide account or your QBO data outside vendors and invoices.

## Next

* [Quickstart](/agents/quickstart)
* [Policy envelope](/agents/policy-envelope)
* [Step-up approvals](/agents/step-up)
* [Skills catalog](/agents/skills/catalog)